Well, I spoke too soon. Turns out Geico found a couple of things on our driving record that I'd forgotten about, and it sent our premium up a good bit from what they told me last week. The good news (still) is that I saved a bunch of money on my car insurance, but not near as much as I thought I did. Why is it that a small claim 2 years ago for an accident that was NOT my fault affects my car insurance premium today??? What acts of penance to I have to perform to get this off my record???